Select Page

Robert Cenko | Blog

Why Borrowing from Your 401(k) Isn’t a Good Idea

Why Borrowing from Your 401(k) Isn’t a Good Idea

When you borrow from your 401k account, you're decreasing the amount of wealth that you have saved and grown for your retirement. This is a setback that could adversely affect your strategy for growing enough wealth for you to support yourself in the future....

Why Having a Will Is Important

Why Having a Will Is Important

When you die without a will or intestate, your estate will be tied up in court before it even goes through probate. This is to determine how the estate will be handled and who will be responsible for managing the distribution of your assets. If you take the time to...

When You Don’t Have Enough of a Nest Egg for Retirement

When You Don’t Have Enough of a Nest Egg for Retirement

If you're concerned that you won't have enough saved to retire comfortably, you're not alone. Many people get started too late or aren't aggressive enough in their investing strategy to ensure they can retire comfortably at 65 years of age. While traditional...

Medicare & Medicaid, What’s the Difference?

Medicare & Medicaid, What’s the Difference?

Medicare and Medicaid are federal programs instituted in 1965 to help cover medical expenses for American citizens and some legal non-citizens. Both are administered by the Centers for Medicare and Medicaid, a federal government agency of the United States Department...

Tips for Choosing a Financial Advisor

Tips for Choosing a Financial Advisor

Having an advisor can be incredibly useful no matter what you’re doing in life. If you want to get into finances, having a financial advisor at your side is smart; with their help, you’ll be able to reach your financial goals with expert advice and knowledge on your...

What is Risk Tolerance, and How Can it Affect Investments?

What is Risk Tolerance, and How Can it Affect Investments?

What is risk tolerance? Risk tolerance measures the degree of variability in investment returns that investors are willing to withstand during financial planning. It’s a vital part of investing; when you’re investing your money somewhere, you should have a realistic...

What to Know About Starting an Investment Portfolio

What to Know About Starting an Investment Portfolio

From the moment you start investing, you build what’s called an investment portfolio. These are the accumulation of your assets—stocks, bonds, mutual funds, and so on. The portfolio keeps all of your assets in one place, though whether you control the portfolio...